Finances

Life definitely never lets up. I got the pay raise for my LPN got SUPER excited for my raise. It was a huge change from what I was making! I was so excited to see that first paycheck that was with me working 7 days and more than I had gotten when I worked full time as a CNA.

Then my mom's hours changed so I did indeed start paying for day care to whoever watches Matthew. 20-30 a day so I know I shouldn't complain. But I had hoped it would be mom to help her out and she so enjoys watching him and he loves her! Anyways I was okay with paying. But I was also thinking about how we were going to be able to pay stuff off so quickly and hopefully get James a truck before this winter. I was excited to start planning our Disney trip and thinking a weekend to Chicago or Washington DC could be in the plans for this fall. And a trip to a indoor water park for 4th of July.

And then the financial aid letter came about being at max credits and needing to turn in an appeal. So I did that and still haven't heard back but as of now I have to plan to pay out of pocket. Let me tell you this summer class is 1600+ and my fall class is almost 2000. So the wonderful plan they set up is 800 in both July and August for Summer class. And then also starting in August, continuing until November 500 a month for my Fall calls. And same for my Spring Semester.....except that starts in December.

Insert sad and overwhelmed face here. I might be done with school for a little bit to be able to save for a full semester and try to jump in Spring 14 full time to graduate on time. The downfall is 4 days a week I would have school, limiting work and family time. And have to meet all new classmates again. Shoot me in the foot. Please? It would make more sense to take fall off to work full time and save like a mad woman. It would be 4000 for the whole semester with both classes if I was full time.

See my dilemma. People are telling me "Just get a personal loan." I am still holding onto a little hope that God will pull through and they will approve my appeal today. I am then going to drop my history class and take Zumba for the last credit I need to have 6 in order to qualify for financial aid.

Shoot me in the foot, please.

I am exhausted and going to head back to sleep so when Matthew wakes up with me I can go into cleaning mode like crazy because our house desperately needs it.